Can i use vsp at america - Both can be used for college expenses, as well as K-12 costs. However, you can use money in a 529 savings plan to pay for certain student loan expenses for the beneficiary and each of their siblings (up to $10,000 lifetime maximum). You can also use the 529 assets to pay for certain apprenticeship program expenses (books, supplies, equipment ...

 
As a VSP member, you can use your benefits towards eyewear and contacts on Eyeconic.com. Please note that this does not apply to members who have Medicare or Medicaid. To find out if your benefits apply to Eyeconic, login to vsp.com. Click on Benefits from the top navigation, then My Benefits. Click on Shop Eyeconic from the left navigation ... . Redd

Over three years, America’s Best participants save $600 on merchandise and tests. Three years cost $99, five $139. You can’t use your protection with this consumption. California residents can’t participate. America’s Best Cost. America’s Best provides eyeglasses at different rates and bundles. Two glasses and an eye checkup cost $69.95.Additional pair must be a complete pair. $100 minimum spend required (total before tax). If using vision insurance on qualifying purchase, $100 minimum spend reflects total retail price before vision insurance is applied, regardless of final out-of-pocket amount due. Offer can be applied to multiple additional complete pairs.Best Overall VSP Vision Care VSP is our top pick because it offers multiple plans with flexible coverage and costs, and because it is the largest provider of vision insurance available to most people. Can you use 2 vision insurances? Can You Use 2 Different Vision Insurance Plans? Yes, you can have two different vision insurance plans for yourself.EyeMed vision care insurance is like a gift card that makes premium eyewear more affordable. In addition to significant discounts on annual exams and eyeglasses, EyeMed members are eligible for other savings when using an in-network EyeMed provider, including: 40 percent off additional pairs of glasses after the initial benefit has been used.VSP Vision Care | Vision Insurance Your Eyes Will Love This See the difference when you visit a VSP Premier Edge™ location for your next eye exam. With thousands of choices including private practice doctors and retail locations nationwide, getting the most out of your benefits just got easier. See What's New Find a Doctor Employee Coverage. Self-employed, seniors, part-time workers, and those between jobs can apply for individual VSP coverage and Premier Edge. These vision plans start at around $13 per month and include all the standard VSP vision benefits, including reimbursement for eye exams, contact lenses, glasses, and various other services.Can I use VSP at Sunglass Hut? To use the benefit, you will have to visit a participating, authorized, independent VSP optometrist. Because it requires an VSP insurance pre-authorization from an optometrist, you will not be able to just walk into the local Sunglass Hut or Nordstrom to use this benefit. Can I claim non prescription sunglasses?Enter the innovative world of Ray-Ban Prescription. The style you know and the vision you need. 1. Find your frame. Browse our selection of eyeglasses and sunglasses and select your favorite. 2. Add your prescription. Enter manually for lens recommendations. You can also upload or send via email.With a 35% in-network discount, the fee goes down to $1,300. After paying your $50 deductible, the insurance company pays half of the remaining $1,250 charge, and you owe the other half ($625). You save $1,325, and your total out-of-pocket expense is $675. According to the company's website, one in five Americans is covered by a VSP plan that offers vision care and eyewear benefits. If you're enrolled in a VSP plan (or a comparable vision benefits plan, such as EyeMed) through work, you can take advantage of significant savings when purchasing eye care and eyewear.This site uses cookies and related technologies to operate our site, help keep you safe, improve your experience, perform analytics, and serve relevant ads. You may choose to consent to our use of these technologies or manage your preferences by selecting "Manage Settings". You can learn more by visiting our Cookie Policy.Yes, you can use your Flexible Spending Account (FSA) funds towards prescription glasses, prescription sunglasses and contact lenses on Eyeconic whether or not you have vision insurance. Every FSA plan is different, so it’s important to take a good look at yours before you start using your FSA funds.3. For a list of approved insurance plans, please contact your local Sam's Club. 4. For access to your optical records, please contact the optometrist who provided your exam. 5. To obtain a prescription copy for spectacles or contact lenses, contact the club where you made your purchase.Employee Coverage. Self-employed, seniors, part-time workers, and those between jobs can apply for individual VSP coverage and Premier Edge. These vision plans start at around $13 per month and include all the standard VSP vision benefits, including reimbursement for eye exams, contact lenses, glasses, and various other services.Best Overall VSP Vision Care VSP is our top pick because it offers multiple plans with flexible coverage and costs, and because it is the largest provider of vision insurance available to most people. Can you use 2 vision insurances? Can You Use 2 Different Vision Insurance Plans? Yes, you can have two different vision insurance plans for yourself.Out-of-networkinsurance plans available. You can also use out-of-network benefits for many vision companies like: MetLife. VSP. We have options to use your benefits! When you’re ready to buy, click on the Live Chat link, or call 1-877-753-6727 to discuss options for using your out-of-network benefits. VSP members can get an Extra $40* to spend on Frames from bebe, Dragon, Longchamp and Nautica. *Available only to VSP members with applicable plan benefits. Offers are only available through VSP Network Doctors and In-Network locations. Offer ends 10/31/2023. You can use your allowance toward ANY frame your in-network doctor carries.Yes, absolutely! LensCrafters accepts many insurance plans online as well as in store. However, some plans are only accepted in store. And there are a handful of out-of-network accepted insurance plans, like Vision Service Plan (VSP). Vision insurance covers most of the costs for eyeglass frames, lenses, special lens coatings, contact lenses ...1-800 Contacts. Yes! We accept vision insurance. Just enter your info and we’ll apply your discount automatically at checkout. First name. Last name. Zip code.Exchange shares. You may reallocate your CollegeAmerica investment twice per calendar year and whenever there’s a change to the beneficiary of the account. Log in to your account and click Exchange to complete the transaction online, or call us at (800) 421-4225.AMA! : r/IAmA. by khaoskyle. IamA Optical sales associate, I can prevent you from getting ripped off. AMA! I am an optical sales associate, which means I sell glasses for a living. I've seen some crazy things that you wouldn't think exist in the optical sales floor, but I've also seen some crooked deals happen in a previous job. Alternatively, if your coverage includes reimbursement for our of network purchases, you could buy glasses through Warby Parker, Zenni, or Firmoo and submit a reimbursement form. Typically VSP will cover a flat amount, like up to $100. 3. alexjonestownkoolaid • 2 yr. ago.Visionworks is now in-network for VSP. Get the most out of your VSP membership by visiting Visionworks. With secure online appointment booking, over 700 storefront locations, and comprehensive specialty services, VSP members maximize their benefits with Visionworks. Check out your exclusive bonus offers below or log into VSP.com and start ... Call 800.785.0699 For a Limited Time! VSP ® Members Save an Extra $40 On select frame brands * Send Me The List * Available only to VSP members with applicable plan benefits. Frame brands subject to change. Eye Exams Glasses Progressives Lens Enhancements With VSP, what you see is what you get.Additional pair must be a complete pair. $100 minimum spend required (total before tax). If using vision insurance on qualifying purchase, $100 minimum spend reflects total retail price before vision insurance is applied, regardless of final out-of-pocket amount due. Offer can be applied to multiple additional complete pairs. This site uses cookies and related technologies to operate our site, help keep you safe, improve your experience, perform analytics, and serve relevant ads. You may choose to consent to our use of these technologies or manage your preferences by selecting "Manage Settings". You can learn more by visiting our Cookie Policy.There are two ways to find a network dental provider. Find a Network Dental Provider Online. or. Call toll-free at: 800-487-5553. Find out what a specific procedure could cost when visiting an out-of-network general dentist in your ZIP Code. For in-network costs, sign in to your account.Contact Us For A Detailed Itemized Statement. Once you complete your transaction, email us for an itemized statement of your transaction to file your out-of-network insurance claim. Include your Name, Invoice #, and email address. You can also call at 1-800-784-7427.VSP members can get an Extra $40* to spend on Frames from bebe, Dragon, Longchamp and Nautica. *Available only to VSP members with applicable plan benefits. Offers are only available through VSP Network Doctors and In-Network locations. Offer ends 10/31/2023. You can use your allowance toward ANY frame your in-network doctor carries. Can I use VSP at Sunglass Hut? To use the benefit, you will have to visit a participating, authorized, independent VSP optometrist. Because it requires an VSP insurance pre-authorization from an optometrist, you will not be able to just walk into the local Sunglass Hut or Nordstrom to use this benefit. Can I claim non prescription sunglasses? 3. Costco Carries a Wide Variety of Designer Sunglasses. Ray-Ban sunglasses at Costco.com. In addition to a wide range of eyeglasses brands, Costco Optical offers a variety of top names in sunglasses including Ray-Ban, Maui Jim, Oakley and more. The Ray-Bans you see above start at $84.99. Costco Optical also offers the following designer ...At LensCrafters, our eye doctors and store managers are on hand to provide you with expert advice to help you see and look your best every day. From vision insurance and prescription lenses to answering questions about eyecare, our experts have all your needs covered. You can also read more on these topics in our vision guide .Your benefits will always go further when you see an in-network eye doctor. However, if you’d like to see an out-of-network provider, please call Member Services at 800.877.7195 to see if you have out-of-network benefits. If you choose to see an out-of-network provider, your coverage will likely be less than when you see a VSP network eye doctor. The short answer is yes, Costco does take VSP. They are actually one of the few retailers that do. This is great news for people who have VSP insurance because it can be difficult to find a place that will accept it. If you have VSP insurance, then you know that it can be a great way to save money on your annual eye exam and glasses or contact ...According to the company's website, one in five Americans is covered by a VSP plan that offers vision care and eyewear benefits. If you're enrolled in a VSP plan (or a comparable vision benefits plan, such as EyeMed) through work, you can take advantage of significant savings when purchasing eye care and eyewear.VSP Vision Care | Vision Insurance. Loading... This site uses cookies and related technologies to operate our site, help keep you safe, improve your experience, perform analytics, and serve relevant ads. You may choose to consent to our use of these technologies or manage your preferences by selecting "Manage Settings". You can learn more by ... VSP Vision Care | Vision Insurance. Loading... This site uses cookies and related technologies to operate our site, help keep you safe, improve your experience, perform analytics, and serve relevant ads. You may choose to consent to our use of these technologies or manage your preferences by selecting "Manage Settings". You can learn more by ... Can I use VSP at Sunglass Hut? To use the benefit, you will have to visit a participating, authorized, independent VSP optometrist. Because it requires an VSP insurance pre-authorization from an optometrist, you will not be able to just walk into the local Sunglass Hut or Nordstrom to use this benefit. Can I claim non prescription sunglasses?Associates should give customers placing in-store orders an estimated day of when their glasses should arrive back at the store. Because we use a centralized lab, eyeglasses are typically ready for pick-up in 7-10 business days. If you would like to know the status of your order, please contact your local store. VSP Vision Care | Vision Insurance. Loading... This site uses cookies and related technologies to operate our site, help keep you safe, improve your experience, perform analytics, and serve relevant ads. You may choose to consent to our use of these technologies or manage your preferences by selecting "Manage Settings". You can learn more by ... Easy on your eyes and wallet. As an Aetna Vision Preferred member, you’re covered for routine eye exams and either one pair of eyeglasses (lenses and frame) or contact lenses or prescription sunglasses. Plus, you get the freedom to visit any provider, online shopping options, a choice of retail and independent locations (many with extended ...With a 35% in-network discount, the fee goes down to $1,300. After paying your $50 deductible, the insurance company pays half of the remaining $1,250 charge, and you owe the other half ($625). You save $1,325, and your total out-of-pocket expense is $675. Use Next and Previous buttons to navigate, or jump to a slide using the slide dots. ... VSP INSURANCE. Buy Eyewear Online. VSP Individual Vision Plans. See Plans.VSP Vision Care | Vision Insurance Your Eyes Will Love This See the difference when you visit a VSP Premier Edge™ location for your next eye exam. With thousands of choices including private practice doctors and retail locations nationwide, getting the most out of your benefits just got easier. See What's New Find a Doctor Call 800.785.0699 For a Limited Time! VSP ® Members Save an Extra $40 On select frame brands * Send Me The List * Available only to VSP members with applicable plan benefits. Frame brands subject to change. Eye Exams Glasses Progressives Lens Enhancements With VSP, what you see is what you get.Once you have collected the above documents, use the information to complete VBA's Out-of-Network form. 3. How to submit. After completing and signing the Out-Of-Network form, you may mail or fax your claim with copies of your itemized receipts to: VBA 400 Lydia Street, Suite 300 Carnegie, PA 15106.Get Help for Your Child. VSP Sight for Students gift certificates are distributed through a network of community partners nationwide for a free comprehensive eye exam and prescription glasses, to children who meet the following criteria: 19 years or younger. Family income up to 200% of the Federal Poverty Level guidelines. To begin using the Dental Care Cost Estimator tool, click the Agree button below. By clicking, you agree that you have read the information below, are accessing this information for purposes of determining treatment cost estimates for dental care services you are considering receiving, and will not use the information in this tool for a ...At participating in-network providers, members get everyday savings like 40% off a complete additional pair of prescription glasses or 20% off non-prescription sunglasses. (These discounts are for in-network providers only. Benefits may not be combined with any discount, promotional offering, or other group benefit plans.Yes, you can use your Flexible Spending Account (FSA) funds towards prescription glasses, prescription sunglasses and contact lenses on Eyeconic whether or not you have vision insurance. Every FSA plan is different, so it’s important to take a good look at yours before you start using your FSA funds. Once you have collected the above documents, use the information to complete VBA's Out-of-Network form. 3. How to submit. After completing and signing the Out-Of-Network form, you may mail or fax your claim with copies of your itemized receipts to: VBA 400 Lydia Street, Suite 300 Carnegie, PA 15106.Associates should give customers placing in-store orders an estimated day of when their glasses should arrive back at the store. Because we use a centralized lab, eyeglasses are typically ready for pick-up in 7-10 business days. If you would like to know the status of your order, please contact your local store.UnitedHealthcare vision insurance plans offer a variety of individual coverage options. Vision insurance helps cover eye exams, contacts, glasses and more.This site uses cookies and related technologies to operate our site, help keep you safe, improve your experience, perform analytics, and serve relevant ads. You may choose to consent to our use of these technologies or manage your preferences by selecting "Manage Settings". You can learn more by visiting our Cookie Policy. There are three types of plans offered by Davis Vision: Essential, Classic, and Premier. The Essential plan starts at just $12.50 a month with $15 eye exams, lenses covered in full, and an ...If you are no longer a VSP member and are in need of submitting a claim, please contact Member Services at 800.877.7195 to receive a Member Reimbursement form (VSP out-of-network form). Once you have received the form, please send the completed form to Vision Service Plan, attention Claims Services PO Box 495918 Cincinnati, OH 45249-5918. Yes, America’s Best Contacts & Eyeglasses will accept VSP because this insurance company is on the in-store list since 2023. However, you need to ask on location to check because sometimes they make exceptions. The following vision insurance policies America’s Best accepts in 2023 : GET BUSINESS INSURANCE Avesis Aetna Community Eye Care DavisVision Visionworks is now in-network for VSP. Get the most out of your VSP membership by visiting Visionworks. With secure online appointment booking, over 700 storefront locations, and comprehensive specialty services, VSP members maximize their benefits with Visionworks. Check out your exclusive bonus offers below or log into VSP.com and start ...How To Use Vision Insurance at FramesDirect.Com. If you have vision insurance, you can submit your FramesDirect.com prescription eyewear or contact lens purchase for reimbursement in three easy steps: Complete the reimbursement form for your insurance provider. Attach your itemized FramesDirect.com order receipt or invoice (which will be ...Check out the tips below to get the most out of your VSP vision plan. 1. Know What Your Plan Covers. Get your benefits information at your fingertips. Create your member account on vsp.com (if you haven’t already). Here, you can view your plan information like copays, frame or contact lens allowances, and your coverage for lens enhancements. Buying Glasses and Contacts. Online with Vision Insurance. Save up to $220 when you use your vision insurance on Eyeconic. to shop for glasses, contacts, and sunglasses. Connect your vision benefits now to see your actual cost and. savings as you shop—most customers pay less than a $25 copay. and spend just $31 for eyewear.To begin using the Dental Care Cost Estimator tool, click the Agree button below. By clicking, you agree that you have read the information below, are accessing this information for purposes of determining treatment cost estimates for dental care services you are considering receiving, and will not use the information in this tool for a ... Best Overall VSP Vision Care VSP is our top pick because it offers multiple plans with flexible coverage and costs, and because it is the largest provider of vision insurance available to most people. Can you use 2 vision insurances? Can You Use 2 Different Vision Insurance Plans? Yes, you can have two different vision insurance plans for yourself.Signing up to NordVPN is easy: just go to the NordVPN website, click on one of the many "get NordVPN" buttons and you'll be transported to a page where you can choose between the service's three plans. For the best savings, take the two-year plan. If you're worried about not liking it, there is a 30-day money-back guarantee you can make use of ...3. Costco Carries a Wide Variety of Designer Sunglasses. Ray-Ban sunglasses at Costco.com. In addition to a wide range of eyeglasses brands, Costco Optical offers a variety of top names in sunglasses including Ray-Ban, Maui Jim, Oakley and more. The Ray-Bans you see above start at $84.99. Costco Optical also offers the following designer ... How To Use Vision Insurance at FramesDirect.Com. If you have vision insurance, you can submit your FramesDirect.com prescription eyewear or contact lens purchase for reimbursement in three easy steps: Complete the reimbursement form for your insurance provider. Attach your itemized FramesDirect.com order receipt or invoice (which will be ...Virginia's CollegeAmerica is a nationally-available, advisor-sold 529 plan that makes available a line-up of target date fund portfolios, objective based multi-fund portfolios and individual mutual funds from American Funds through Class 529-A, 529-C, 529-E, 529-F-1, 529-F-2 and 529-F-3 shares To find a financial advisor in your area, use the ...You can place an order on Eyeconic’s website using your FSA or HSA card as you would any other credit card, or by calling us at 1-855-EYECONIC (855-393-2664) Monday – Saturday, 7 a.m. – 5 p.m. PST. * We cannot currently use multiple credit cards for each transaction. If you plan to use an FSA/HSA card along with your regular credit card ... 1-800 Contacts. Yes! We accept vision insurance. Just enter your info and we’ll apply your discount automatically at checkout. First name. Last name. Zip code.Buying Glasses and Contacts. Online with Vision Insurance. Save up to $220 when you use your vision insurance on Eyeconic. to shop for glasses, contacts, and sunglasses. Connect your vision benefits now to see your actual cost and. savings as you shop—most customers pay less than a $25 copay. and spend just $31 for eyewear. 2381 North Kansas Avenue, Liberal. 4.8. 89 Ratings. $305 $65. 79% OFF. One Vision Exam with $100 Toward Eyewear and Optomap Digital Retinal Scan for One. 50% Off Voucher to Timetoshade.com. 3.5. 3) Login using your member ID and date of birth. Generally, member ID numbers should be 9 digits without dashes. 4) You should see your vision benefit eligibility right away. 5) You can now seamlessly find your Pairfect Match™ ! Shop over 7,000 styles of all the brands you love. Lensabl is one of the few sites that allows you to send in your own pair of frames and get a new prescription lens for them. Its motto is, "Your frames, our lenses," with prices starting at $77 ...The 2 for $79.95 advertised offer includes single vision uncoated plastic (CR39) lenses, frames from our $69.95 price selection and a free eye exam.*Your exam is free as part of this deal, even if you choose more expensive frames or lenses.This site uses cookies and related technologies to operate our site, help keep you safe, improve your experience, perform analytics, and serve relevant ads. You may choose to consent to our use of these technologies or manage your preferences by selecting "Manage Settings". You can learn more by visiting our Cookie Policy.Medicare Part B does not cover routine eye examinations and vision correction. That means prescription glasses and contact lenses will not be covered by your plan, unless you have had a necessary cataract surgery. Medicare Part B does cover annual glaucoma screenings for high-risk patients. These include individuals with diabetes or a family ... Plus, when you use your vision benefits in-network, you can save up to $470.* There are no claim forms to fill out when you see a VSP network doctor. Before your next visit, find a VSP network doctor near you to help keep your eyes healthy and your wallet happy. You typically have 12 months from the date of service to submit for reimbursement. Apr 30, 2022 · Decrease screen time: Staring at screens can strain the eyes and even cause a condition known as computer vision syndrome. When you use screens for a long period, try to look away for 20 seconds at something 20 feet away every 20 minutes to give your eyes a break. Better yet, step away from screens when you can. There are two ways to find a network dental provider. Find a Network Dental Provider Online. or. Call toll-free at: 800-487-5553. Find out what a specific procedure could cost when visiting an out-of-network general dentist in your ZIP Code. For in-network costs, sign in to your account.Sep 26, 2022 · In many cases, the “exam hours” are different than the warehouse hours but the hours that they are open to actually sell glasses are the same. At my Costco, exams are available from 10 am – 7 pm Monday-Friday, 9:45 am – 5 pm on Saturday, and 10 am – 3 pm on Sunday. Just call your local Costco to schedule your appointment and ask what ... VSP members can get an Extra $40* to spend on Frames from bebe, Dragon, Longchamp and Nautica. *Available only to VSP members with applicable plan benefits. Offers are only available through VSP Network Doctors and In-Network locations. Offer ends 10/31/2023. You can use your allowance toward ANY frame your in-network doctor carries.

SHOP VSP Benefits Are Easy to Use Create an Account When you create an account and log in, you’ll get instant access to your Dashboard with your personalized benefits information, Member ID card, and exclusive member offers. Create Account Review Your Benefits. 63 _building_a_tower_activity.pdf

can i use vsp at america

Check out the tips below to get the most out of your VSP vision plan. 1. Know What Your Plan Covers. Get your benefits information at your fingertips. Create your member account on vsp.com (if you haven’t already). Here, you can view your plan information like copays, frame or contact lens allowances, and your coverage for lens enhancements. Check out the tips below to get the most out of your VSP vision plan. 1. Know What Your Plan Covers. Get your benefits information at your fingertips. Create your member account on vsp.com (if you haven’t already). Here, you can view your plan information like copays, frame or contact lens allowances, and your coverage for lens enhancements.SHOP VSP Benefits Are Easy to Use Create an Account When you create an account and log in, you’ll get instant access to your Dashboard with your personalized benefits information, Member ID card, and exclusive member offers. Create Account Review Your Benefits At participating in-network providers, members get everyday savings like 40% off a complete additional pair of prescription glasses or 20% off non-prescription sunglasses. (These discounts are for in-network providers only. Benefits may not be combined with any discount, promotional offering, or other group benefit plans.Medicare Part B does not cover routine eye examinations and vision correction. That means prescription glasses and contact lenses will not be covered by your plan, unless you have had a necessary cataract surgery. Medicare Part B does cover annual glaucoma screenings for high-risk patients. These include individuals with diabetes or a family ... As a VSP member, you can use your benefits towards eyewear and contacts on Eyeconic.com. Please note that this does not apply to members who have Medicare or Medicaid. To find out if your benefits apply to Eyeconic, login to vsp.com. Click on Benefits from the top navigation, then My Benefits. Click on Shop Eyeconic from the left navigation ... AMA! : r/IAmA. by khaoskyle. IamA Optical sales associate, I can prevent you from getting ripped off. AMA! I am an optical sales associate, which means I sell glasses for a living. I've seen some crazy things that you wouldn't think exist in the optical sales floor, but I've also seen some crooked deals happen in a previous job. OVHcloud VPS for Minecraft. A scalable, secure hosting solution for one of the world’s most popular online games, ideal for both gamers and hosting professionals. Find out more. Effortlessly launch and manage your own ideal multisite setup in the cloud, for the best possible price. Find out more. Once you have collected the above documents, use the information to complete VBA's Out-of-Network form. 3. How to submit. After completing and signing the Out-Of-Network form, you may mail or fax your claim with copies of your itemized receipts to: VBA 400 Lydia Street, Suite 300 Carnegie, PA 15106. Enter the innovative world of Ray-Ban Prescription. The style you know and the vision you need. 1. Find your frame. Browse our selection of eyeglasses and sunglasses and select your favorite. 2. Add your prescription. Enter manually for lens recommendations. You can also upload or send via email.VSP is accepted as an IN NETWORK insurance at private practices merely. That is to say, you will only income a copay. In fact, whatever the insurances, they doesn't cover for eyeglasses. though you may hear somebody say America's Best and Lenscrappers accept VSP. But actually they don't. And you likely need to record it with VSP yourself.How To Use Vision Insurance at FramesDirect.Com. If you have vision insurance, you can submit your FramesDirect.com prescription eyewear or contact lens purchase for reimbursement in three easy steps: Complete the reimbursement form for your insurance provider. Attach your itemized FramesDirect.com order receipt or invoice (which will be ... VSP Vision Insurance Rates. VSP offers two plans. The $120 Vision Plan $15.16/month per person, The $175 Vision Plan $19.24/month per person. The premium is the same regardless of a person’s age or where they live in California. There is a 1-year contract. You may pay up-front or monthly..

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